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Financial Tools
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The Budget That Works For Your Life
Car Loan Calculator
The 2026 Car Loan Advantage Check
Rent vs Buy Calculator
Rent vs. Buy A House: The Real Financial Showdown
Property Investment Calculator
Property Investment: Is It Worth the Commitment?
Investment Comparison Calculator
Stop Guessing: Calculate Your Real Returns
Retirement Calculator
Retire Early. Your Personalized Freedom Plan.
Latest Articles
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Investing
Gold vs. S&P 500 ETF: Which Is For You?

Debt
Debt Payments: Snowball vs Avalanche, Which is For You?

Budgeting
Is Your Salary Gone Immediately? Start a Smart Budget Today

EPF / KWSP
Why EPF Account 3 is Your Absolute Last Resort

Saving
Stop Leaving Money on the Table with Your Spare RM50

Car
What Is This New Car Loan Everyone is Talking About?

Investing
VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors

Debt
Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)

Investing
The Financial Cheat Code: Why DCA Wins Every Single Time

Investing
How My "Boring" Investment Grew by 18.5% in 2025
Not sure where to start?
Discover which budgeting rule works best for you: 50:30:20, 70:20:10, or 80:20.
We recommend starting here because it sets your spending foundation before you save or invest.
Open the budget calculatorFree and takes 2 minutes.